From daily business decisions and simple billing to smarter procurement and explainable lending, MSMENXT connects the people who run, supply and fund growing businesses.
Choose a product to see how MSMENXT supports business owners, micro enterprises, procurement teams, banks and financial institutions.
Finance, operations, risk and trade signals work together so the owner sees what changed, why it matters and what to decide next.
Explore MSMENXTCreate GST invoices, track purchases and returns, manage inventory and keep business reports in one focused workspace.
Open MSMENXT MicroAn AI Chief Procurement Officer that improves purchasing decisions, compares suppliers, spots risk and helps businesses connect with lenders for supply-chain or working-capital finance.
Explore Supply ChainBuilt exclusively for banks, financial institutions and lenders to receive qualified business leads and manage existing customers with continuous AI insights and next-best actions.
Explore MSMENXT LenderHover, focus or tap a business to explore
A large company has a finance head watching cash, an operations head watching stock, a risk officer watching exposure. A small business has one owner doing all of it between customer calls, working from a bank app, a GST portal, a Tally file and memory.
Every one works from the same uploaded or consented bank, GST and accounting figures. Nothing is entered twice. Each reports in plain language, shows the arithmetic behind every number, and labels how complete the evidence is.
Hover — or tap — a role on the left to see what it does.
Watches cash the way a finance director would, every day rather than every quarter.
Turns what the numbers say into what someone should actually do this week.
The paperwork and the currency risk that stop most small exporters before they start.
The checks a bank runs on you, run for you instead.
Not a chatbot that guesses. Every answer is computed by the engine from your own numbers.
Labour cost intelligence, deliberately not surveillance.
Source-backed market signals linked to the inputs they affect — verify or act, your call.
Every figure you see is calculated in auditable code, never generated by a model. The AI turns those numbers into plain language. It cannot invent one.
Bank, GST and accounting data with consent. Or drop in a Tally or bank export, and we read it on your device.
It learns what normal looks like for your business, including your season, and watches for drift from it.
Each executive tells you what it found, why it matters, and what to do about it today.
MSMENXT Lender is built exclusively for banks, financial institutions and lenders. It provides qualified new business leads and helps teams grow and manage existing customer relationships with continuous AI insights.
Receive better-prepared business opportunities with useful context, helping your team prioritise prospects and move promising applications forward efficiently.
Prioritise follow-ups, identify growth opportunities and continuously manage existing customer relationships with AI-powered insights and next-best actions.
MSMENXT SupplyChain applies the same decision engine to purchasing: what to buy, when to buy, which supplier to choose and what that decision does to cash, production and delivery risk. When finance is needed, it also helps the business connect with lenders for supply-chain or working-capital funding.
From purchase request to PO, every decision is evidence-led and approval-ready.
Supplier price, delivery reliability, quality, payment terms, stockout risk and cash impact are compared together—not in separate Excel files and WhatsApp messages.
The AI CPO explains its supplier recommendation, shows the evidence and prepares an approval-ready PO. A business user always remains in control of the final approval.
Turn purchasing and operating information into a clearer funding conversation and connect with lenders for suitable supply-chain or working-capital finance.
MSMENXT Micro keeps billing, stock and business reports simple. MSMENXT adds the AI executive team with weekly or daily monitoring.
A full time CFO in India costs ₹40 lakh to over ₹1 crore a year. A part time one runs ₹25,000 to ₹2,50,000 every month, and most small businesses are quoted ₹40,000 upwards. That is why almost no small business has one, and why the owner ends up doing the job at midnight.
MSMENXT Micro is the focused operating workspace for billing, purchases, returns, stock and business reports. MSMENXT is the AI executive team: a CFO, operations head, risk officer and trade desk reading your data and telling you what to decide, refreshed weekly or daily.
MSMENXT Micro is for businesses with gross turnover below ₹5 crore. Businesses that need the AI executive team with continuous decision support can choose MSMENXT with weekly or daily monitoring.
Three things changed at once, and none of them existed a few years ago.
India’s Account Aggregator framework now carries bank and GST data together, with the owner’s consent, in real time. The same consent based model is regulated across Europe, the UK, Brazil and Australia. A business can finally be read without being asked for a single document.
Running a daily analysis on every small business used to cost more than a small business would ever pay. It no longer does. A finance function that once required a salary now costs rupees a month.
Credit decisions made by AI are being pushed toward transparency and traceability in every serious market. Most tools have to retrofit that. Ours computes in auditable code and shows its working by construction.
Eight sample businesses, every executive, real engine output. Explore one, then run your own numbers through it or raise an invoice.
Experience across banking operations, client onboarding, KYC and SME credit, with deep fluency in what lenders check and how cashflow trouble forms.
Leads product and engineering, turning the scoring and monitoring logic into reliable, real-world software.
Book a live walkthrough, or ask about early access for your lending team or business.